Author: Deshwale Editorial Desk

Festive seasons in India are a time of celebration, joy, and, of course, shopping. Millions of people flock to online platforms like Flipkart and Amazon, hoping for big discounts. But for many, the excitement comes with a hidden catch extra fees that appear at the very last moment. Speaking to Deshwale, a regular online shopper shared her frustration. “Every festive season, I look forward to online shopping for deals. But this year, I noticed extra charges, platform fees, and handling costs added to my order at checkout. It completely offset the discounts I was expecting. It feels unfair,” she said.…

Cheques have long been a trusted part of India’s banking system. For many, they carry the assurance and formality that digital payments cannot always match. However, cheques also came with one major drawback: waiting for funds to clear. Unlike UPI or online transfers, cheque payments often took one or two days to reflect in the recipient’s account. This delay has been a source of frustration for households, businesses, and institutions alike. On 4 October 2025, the Reserve Bank of India (RBI) introduced a landmark reform: same-day clearance for cheques, ensuring that traditional banking instruments keep pace with the speed of…

NITI Aayog today released its first paper under the NITI Tax Policy Working Paper Series, focusing on enhancing tax certainty for foreign investors in India. The working paper, titled “Enhancing Tax Certainty in Permanent Establishment and Profit Attribution for Foreign Investors in India,” addresses long-standing concerns about tax clarity, dispute resolution, and predictability. The paper has been developed by NITI Aayog’s Consultative Group on Tax Policy (CGTP) through extensive stakeholder discussions, reflecting India’s vision of collaborative governance. Drafts were shared in advance for comments before the final version was released. While presenting the report, the CEO of NITI Aayog highlighted…

By Hiren Gandhi – International Trade Expert & Geopolitical Analyst Background The United States entered a government shutdown on October 1, 2025, following a prolonged deadlock between the White House, the House of Representatives, and the Senate. Historically, US shutdowns have caused market disruptions but rarely translated into significant gains for gold. However, in 2025, the combination of political gridlock, fiscal stress, and weakening investor confidence has created a unique environment that is pushing gold prices to record highs. Gold Price Movement Why This Shutdown Is Different Short-Term Outlook Strategic Implications The 2025 US government shutdown is not just a…

In a concerted effort to shift Goa’s economic focus beyond tourism, industry leaders, government officials, and export experts convened at a seminar this August to unveil a strategic roadmap for scaling the state’s global trade footprint. Organised jointly by Goa Laghu Udyog Bharati (LUB), a national association for MSMEs, and the Global Chamber in collaboration with World Trade Centre – Goa, the event highlighted the critical need for increased competitiveness, infrastructure readiness, and collective entrepreneurial will to unlock Goa’s full export potential. The seminar featured insights from key figures including Pravimal Abhishek, IAS, Managing Director of Goa Industrial Development Corporation…

ભારત–અમેરિકા વેપાર સંવાદ લેખક: હિરેન ગાંધી સચિવ – IBF | ડિરેક્ટર – ReNis Agro International LLP | બ્રાન્ડ એમ્બેસેડર – Namaste Hanoi, Vietnam યુએસ ડોલર માત્ર એક કરન્સી નથી – તે અમેરિકાનું સૌથી મજબૂત હથિયાર છે. ટ્રમ્પ પોતાના વિદેશી અને આર્થિક નીતિઓમાં તેનો પૂરેપૂરો ઉપયોગ કરે છે. યુએસ ડોલરનું પ્રભુત્વ આ પ્રભુત્વથી અમેરિકા અન્ય દેશો પર દબાણ કરી શકે છે – સેન્ક્શન્સ લાદીને, સ્વિફ્ટ સિસ્ટમ કંટ્રોલ કરીને અને વેપારમાં પોતાની શરતો મનાવી શકે છે. ડોલર પર વિશ્વાસ કેમ ઘટી રહ્યો છે? 2025માં ડોલરનું મૂલ્ય 10.7% ઘટ્યું છે. BRICS દેશો અન્ય કરન્સીમાં વેપાર વધારી રહ્યા છે. ઘણી સેન્ટ્રલ બેંકો સોનું ખરીદી…

India–USA Trade Dialogue Insights By Hiren Gandhi Secretary – IBF | Director – ReNis Agro International LLP | Brand Ambassador – Namaste Hanoi, Vietnam The US Dollar is not just a currency – it remains America’s strongest weapon. Under Donald Trump’s leadership, the dollar plays a central role in shaping both foreign and economic policy. How is the US Dollar a Weapon for America? As the world’s leading reserve currency, the US Dollar dominates global trade and finance. This dominance gives America unique power. Trump leverages it to: Why is Global Confidence in the Dollar Declining? In 2025, the dollar’s…

The way we consume video is changing faster than ever, and creators are at the heart of this transformation. New research from Kantar highlights the pivotal role creators play across every stage of the viewer journey. From watching and scrolling to shopping and searching. This isn’t just about entertainment; it’s about influence, intent, and measurable action. YouTube, in particular, emerges as the dominant platform shaping the future of video consumption. Viewers in the United States report that YouTube is the service they anticipate using most frequently over the next five years. This insight underscores the platform’s unique position. It’s not…

The Union Cabinet has approved a 3% increase in Dearness Allowance (DA) for central government employees and Dearness Relief (DR) for pensioners, effective from July 1, 2025. Announced on October 1, 2025, this decision comes just ahead of Dussehra, providing timely financial relief to nearly 49.19 lakh central government employees and 68.72 lakh pensioners across the country. For employees with a basic salary of ₹30,000, this DA hike translates to an additional ₹900 per month. Those earning ₹40,000 will see an increase of ₹1,200. Arrears for July, August, and September will be credited along with the October salary, ensuring that…

India is bracing for another month of heavy rainfall as the India Meteorological Department (IMD) forecasts above-average precipitation for October 2025, following a similarly wet September. While this is a welcome relief for water reservoirs and agriculture, it poses challenges for the tourism industry, particularly in regions prone to landslides, flooding, and road blockages. Northern and northeastern hill stations such as Shimla, Manali, and Darjeeling, along with areas in the Western Ghats and coastal regions, are considered most vulnerable. Travelers planning trips to these destinations may face flight delays, train disruptions, and local transportation challenges, making it essential to monitor…